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What is this Privacy Policy For?

This privacy policy governs the privacy of the
Merchant Quarterly Publication, [www.merchantqtly.com] and it's users who choose to use it.

The policy sets out the different areas where user privacy is concerned and outlines the obligations & requirements of the users, the website and website owners. Furthermore the way
Merchant Quarterly processes, stores and protects user data and information will also be detailed within this policy.

Merchant Quarterly will never call you soliciting donations. If you receive one of these calls, please ignore.


The Website

Merchant Quarterly and it's owners take a proactive approach to user privacy and ensure the necessary steps are taken to protect the privacy of its users throughout their visiting experience. Merchant Quarterly complies to all US and Canadian national laws and requirements for user privacy.

Use of Cookies

Merchant Quarterly uses cookies to better the users experience while visiting the website.

Cookies are small files saved to the users computers hard drive that track, save and store information about the users interactions and usage of the website. This allows the website, through it's server to provide the users with a tailored experience within
Merchant Quarterly.
Users are advised that if they wish to deny the use and saving of cookies from
Merchant Quarterly on to their computers hard drive they should take necessary steps within their web browsers security settings to block all cookies from Merchant Quarterly and it's external serving vendors.

Merchant Quarterly uses tracking software to monitor it's visitors to better understand how they use it. This software is provided by Google Analytics which uses cookies to track visitor usage. The software will save a cookie to your computers hard drive in order to track and monitor your engagement and usage of the website but will not store, save or collect personal information. You can read Google's privacy policy here for further information [http://www.google.com/privacy.html ].

Other cookies may be stored to your computers hard drive by external vendors when
Merchant Quarterly uses referral programs, sponsored links or adverts. Such cookies are used for conversion and referral tracking and typically expire after 30 days, though some may take longer. No personal information is stored, saved or collected.

Contact & Communication

Users contacting
Merchant Quarterly and/or it's owners do so at their own discretion and provide any such personal details requested at their own risk. Your personal information is kept private and stored securely until a time it is no longer required or has no use, as detailed in the Data Protection Act 1998. Every effort has been made to ensure a safe and secure form to email submission process but advise users using such form to email processes that they do so at their own risk.

Merchant Quarterly and it's owners use any information submitted to provide you with further information about the products / services they offer or to assist you in answering any questions or queries you may have submitted. This includes using your details to subscribe you to any email newsletter program the website operates but only if your express permission was granted when submitting any form to email process.

Your details are not passed on to any third parties.

Email Newsletter

Merchant Quarterly operates an email newsletter program, used to inform subscribers about products and services supplied by Merchant Quarterly. Users can subscribe through an online automated process should they wish to do so but do so at their own discretion. Some subscriptions may be manually processed through prior written agreement with the user.

Subscriptions are taken in compliance with US and Canadian Spam Laws detailed in the Privacy and Electronic Communications Regulations 2003. All personal details relating to subscriptions are held securely and in accordance with the Data Protection Act 1998. No personal details are passed on to third parties nor shared with companies / people outside of the company that operates
Merchant Quarterly. Under the Data Protection Act 1998 you may request a copy of personal information held about you by Merchant Quarterly's email newsletter program. A small fee will be payable. If you would like a copy of the information held on you please write to; Merchant Quarterly 32647 US Hwy 14, Lone Rock WI 53556.

Email marketing campaigns published by
Merchant Quarterly or it's owners may contain tracking facilities within the actual email. Subscriber activity is tracked and stored in a database for future analysis and evaluation. Such tracked activity may include; the opening of emails, forwarding of emails, the clicking of links within the email content, times, dates and frequency of activity [this is by no far a comprehensive list].

This information is used to refine future email campaigns and supply the user with more relevant content based around their activity.

In compliance with US and Canadian Spam Laws and the Privacy and Electronic Communications Regulations 2003 subscribers are given the opportunity to un-subscribe at any time through an automated system. This process is detailed at the footer of each email campaign.

External Links

Although
Merchant Quarterly only looks to include quality, safe and relevant external links users should always adopt a policy of caution before clicking any external web links mentioned throughout Merchant Quarterly.

The owners of
Merchant Quarterly cannot guarantee or verify the contents of any externally linked website despite their best efforts. Users should therefore note they click on external links at their own risk and Merchant Quarterly and it's owners cannot be held liable for any damages or implications caused by visiting any external links mentioned.

Adverts and Sponsored Links

Merchant Quarterly may contain sponsored links and adverts. These will typically be served through our advertising partners, to whom may have detailed privacy policies relating directly to the adverts they serve.

Clicking on any such adverts will send you to the advertisers website through a referral program which may use cookies and will track the number of referrals sent from
Merchant Quarterly. This may include the use of cookies which may in turn be saved on your computers hard drive. Users should therefore note they click on sponsored external links at their own risk and Merchant Quarterly and it's owners cannot be held liable for any damages or implications caused by visiting any external links mentioned.

Social Media Platforms

Communication, engagement and actions taken through external social media platforms that
Merchant Quarterly and it's owners participate on are custom to the terms and conditions as well as the privacy policies held with each social media platform respectively.

Users are advised to use social media platforms wisely and communicate / engage upon them with due care and caution in regard to their own privacy and personal details.
Merchant Quarterly nor it's owners will ever ask for personal or sensitive information through social media platforms and encourage users wishing to discuss sensitive details to contact them through primary communication channels such as by telephone or email.

Merchant Quarterly may use social sharing buttons which help share web content directly from web pages to the social media platform in question. Users are advised before using such social sharing buttons that they do so at their own discretion and note that the social media platform may track and save your request to share a web page respectively through your social media platform account.

Shortened Links in Social Media


Merchant Quarterly and it's owners through their social media platform accounts may share web links to relevant web pages. By default some social media platforms shorten lengthy url's [http://www.merchantqtly.com] to this example: http://facebook.com/merchantqtly.

Users are advised to take caution and good judgment before clicking any shortened url's published on social media platforms by
Merchant Quarterly and it's owners. Despite the best efforts to ensure only genuine url's are published many social media platforms are prone to spam and hacking and therefore Merchant Quarterly and it's owners cannot be held liable for any damages or implications caused by visiting any shortened links.

Aggregation Practices

1. We reproduce only portions of headlines that are necessary to make our point or to identify your
    story.
2. We choose articles that are directly relevant to our audience.
3. We Prominently identify the source of every article.
4. We link to the original source of the article when available.
5. When possible, we provide context or commentary for the material we use.



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